A missionary insurance policy is necessary for all missionaries traveling abroad for a wide variety of missionary work. Providing spiritual and physical support to those in need is your mission. Deciding to spend time serving the Lord by helping others often exposes yourself to many risks. It is important that you be taken care of first, even on a short term mission trip, so that you can continue attending to the needs of others.
Eligibility for Missionary Insurance
There are many types of missionary organizations associated with mission trips abroad such as part-time missionaries and career missionaries, Christian schools, churches, community workers, mission sending organizations, youth groups, pastors and more.
Any missionary traveling abroad for short term mission work can purchase missionary insurance.
How to Get Missionary Insurance
High quality yet affordable foreign missionary insurance is available on our website. You can get the instant quotes for several missionary insurance plans, compare them side by side and make an instant purchase online. Several choices of policy maximum and deductible are available. The online application is quick and easy.
You receive great customer service before, during and after the sale. Our experienced and licensed insurance professionals that specialize in international health insurance will be available to you when you need assistance. We have the experience to make sure that you have adequate coverage, as well as to make sure that you don't buy the unnecessary coverage you don't need.
Missionary Insurance Coverage
Short-term missionary insurance or long-term missionary insurance can usually provide the following types of coverages:
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Emergency Medical Coverage
If you get sick or injured while in a foreign country, you can get the necessary medical treatment so that you can quickly return back to important missionary work.
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Emergency Medical Evacuation
Missionaries often work in adverse surroundings in remote locations that lack even basic healthcare and support. In case of a serious illness or injury, the local healthcare facilities may not be able to provide you adequate treatment; it may be necessary to evacuate you to another country, which may costs tens of thousands of dollars for the transportation. Emergency medical evacuation coverage can transport you to the nearest place where adequate care can be given. Without mission trip insurance, your family may not be able to come up with the large sum of money needed to transport you to another location, which may severely affect your health and ability to receive the treatment you need.
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Repatriation of Remains Coverage
In the unfortunate event that you were to pass away during your foreign mission trip, missionaries travel insurance can pay for the transportation of remains to your home country and/or for local burial or cremation.
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Trip Interruption
While you are on a foreign mission trip, you could receive news of a family member being seriously injured or that there has been destruction of your home, like a fire, and you need to cut your trip short to return home early, in this type of situation travel arrangements will likely cost you additional money. Trip interruption coverage can help pay for such eligible expenses.
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Loss of Checked Luggage
When you arrive in a foreign country safely, you might discover that your bags were lost along the way. You may need to buy clothing urgently before continuing to your destination. Loss of checked luggage coverage, often included in missionary health insurance, can help pay for such expenses.
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Accidental Death & Dismemberment Coverage
While you are on a mission trip doing good deeds, it is important to make sure that you protect your family financially in case you were to pass away, or lose a limb or two in an unfortunate accident. AD&D coverage can provide such important and needed relief.
Conclusion
If you wish to help people abroad, missionary work in a foreign country is challenging but very rewarding. Purchasing proper missionary insurance will help you maximize your international missionary experience as it will provide the necessary health protection in unfamiliar surroundings.